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Ben Hedges
United States
Приєднався 7 лис 2015
My name is Ben Hedges, AKA the Credit Shifu, I started this channel about credit cards, and luxury travel, but now it has grown to include personal finance, crypto, and self improvement. Come along for the ride!
These Credit Cards Just Got NEW Bonuses + Amex Biz Gold 150k + Bilt Transfer Bonus
🚨 Download MaxRewards: bit.ly/3D4sTDa ➡️ USE CODE: HEDGES24
💳 Learn more on the Bilt Card: bilt-rewards.sjv.io/3eX14M
⬇️ Click "show more" for ad disclosure and UNITED CARDS ⬇️
Learn more on the United Cards
United Gateway Card (30k bonus): shorturl.at/bndaX
United Explorer Card (60k): shorturl.at/0lFk5
United Quest Card (70k): shorturl.at/0fbto
United Club Infinite Card (90k): shorturl.at/59A1G
🏠 Stay at my cabin: bit.ly/4aF2k7U
Credit Shifu Wallets: bit.ly/2wG0Glo
“The content in this video is accurate as of the posting date. Some of the offers may no longer be available.”
Advertiser Disclosure: This site is part of an affiliate sales network and receives
compensation for sending traffic to partner sites, such as CreditCards.com. This
compensation may impact how and where links appear on this site. This site does not
include all financial companies or all available financial offers.
💳 Learn more on the Bilt Card: bilt-rewards.sjv.io/3eX14M
⬇️ Click "show more" for ad disclosure and UNITED CARDS ⬇️
Learn more on the United Cards
United Gateway Card (30k bonus): shorturl.at/bndaX
United Explorer Card (60k): shorturl.at/0lFk5
United Quest Card (70k): shorturl.at/0fbto
United Club Infinite Card (90k): shorturl.at/59A1G
🏠 Stay at my cabin: bit.ly/4aF2k7U
Credit Shifu Wallets: bit.ly/2wG0Glo
“The content in this video is accurate as of the posting date. Some of the offers may no longer be available.”
Advertiser Disclosure: This site is part of an affiliate sales network and receives
compensation for sending traffic to partner sites, such as CreditCards.com. This
compensation may impact how and where links appear on this site. This site does not
include all financial companies or all available financial offers.
Переглядів: 6 173
Відео
Is This the Best 2 Card Setup on the Market? (Capital One Duo)
Переглядів 8 тис.12 годин тому
Turn every purchase into free travel with Kudos ✈️ → save.onelink.me/4iKP/shifu Use code “SHIFU” and earn $20.00 after your first eligible purchase! Click "show more" for links to cards and ad disclosure Learn more on the Venture X and the Savor One in my credit card guide: milevalue.com/best-credit-cards/?aff=creditshifu 🏠 Stay at my cabin: bit.ly/4aF2k7U Credit Shifu Wallets: bit.ly/2wG0Glo “...
THIS Credit Card About to Offer a 120,000 Points Bonus (Rumor)
Переглядів 15 тис.19 годин тому
Learn more on the Chase Ink Unlimited: www.referyourchasecard.com/21q/UJJOBUC4W3 Click "show more" for ad disclosure 🏠 Stay at my cabin: bit.ly/4aF2k7U Credit Shifu Wallets: bit.ly/2wG0Glo “The content in this video is accurate as of the posting date. Some of the offers may no longer be available.” Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation ...
10 Chase Credit Card SECRETS You NEED To Know
Переглядів 24 тис.21 годину тому
🚨 Go to meetfabric.com/ben and start investing in your child’s future today. Click "show more" for ad disclosure 🏠 Stay at my cabin: bit.ly/4aF2k7U Credit Shifu Wallets: bit.ly/2wG0Glo “The content in this video is accurate as of the posting date. Some of the offers may no longer be available.” Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for ...
This Credit Card Just Added 5x on THIS Category + NEW Sapphire Lounge
Переглядів 20 тис.День тому
Learn more on the Chase Freedom Flex: shorturl.at/46CZP Chase Sapphire Reserve: shorturl.at/EoumM My top credit card deals: shorturl.at/vovzT Click "show more" for ad disclosure 🏠 Stay at my cabin: bit.ly/4aF2k7U Credit Shifu Wallets: bit.ly/2wG0Glo “The content in this video is accurate as of the posting date. Some of the offers may no longer be available.” Advertiser Disclosure: This site is ...
How to Build Credit - Starting From Zero
Переглядів 1,8 тис.День тому
Check out Sapphire's Channel: www.youtube.com/@DontPanicNews/videos Recommended cards: Capital One Platinum: bit.ly/4bXRjPr Click "show more" for ad disclosure 🏠 Stay at my cabin: bit.ly/4aF2k7U Credit Shifu Wallets: bit.ly/2wG0Glo Recommended “The content in this video is accurate as of the posting date. Some of the offers may no longer be available.” Advertiser Disclosure: This site is part o...
Best Credit Card BONUSES June 2024 - High Offers Ending Soon
Переглядів 10 тис.14 днів тому
🚨 Download MaxRewards: bit.ly/3D4sTDa ➡️ USE CODE: HEDGES24 Southwest Plus Card (85k): bit.ly/41ZVtRj Southwest Priority Card (85k): bit.ly/429Fdgq⬇️ Click "show more" for all other cards and ad disclosure ⬇️ 🏠 Stay at my cabin: bit.ly/4aF2k7U Credit Shifu Wallets: bit.ly/2wG0Glo Amex Delta Gold (65k): bit.ly/3VoCxKI Amex Delta Platinum (85k): bit.ly/3z26Cbp Amex Delta Reserve (95k): bit.ly/45l...
How to Pay off Credit Card Debt Fast (I Wish I Knew This)
Переглядів 8 тис.14 днів тому
Learn more on the BEST balance transfer cards: bit.ly/4bTABka Click "show more" for ad disclosure 🏠 Stay at my cabin: bit.ly/4aF2k7U Credit Shifu Wallets: bit.ly/2wG0Glo “The content in this video is accurate as of the posting date. Some of the offers may no longer be available.” Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic...
NEW Wells Fargo Attune card: 4% Cash Back!
Переглядів 9 тис.14 днів тому
💳 Check out my TOP CREDIT CARDS: bit.ly/3V2AQCk 🏠 Stay at my cabin: bit.ly/4aF2k7U Click "show more" for ad disclosure Credit Shifu Wallets: bit.ly/2wG0Glo “The content in this video is accurate as of the posting date. Some of the offers may no longer be available.” Advertiser Disclosure: This site is part of an affiliate sales network and receives compensation for sending traffic to partner si...
BEST BONUS EVER on THIS Credit Card + 75K Sapphire Bonus ENDING Soon, No More Loungebuddy?
Переглядів 7 тис.14 днів тому
Learn more on the Southwest Plus Card: bit.ly/41ZVtRj ⬇️ Click "show more" for ad disclosure and links to Southwest cards ⬇️ SOUTHWEST CARDS Learn more on the Southwest Plus Card: bit.ly/41ZVtRj Learn more on the Southwest Priority Card: bit.ly/429Fdgq SOUTHWEST BUSINESS CARDS: Rapid Rewards Performance (80k): bit.ly/3yRhhWn Rapid Rewards Premier (60k): bit.ly/44BHCT6 🏠 Stay at my cabin: bit.ly...
Is Amex About to RUIN the Gold Card?
Переглядів 17 тис.21 день тому
Get covered now with America's favorite one-stop insurance shop: coveragecat.1stcollab.com/thecreditshifu Umbrella Insurance: app.coveragecat.com/umbrella 🏠 Stay at my cabin: bit.ly/4aF2k7U Credit Shifu Wallets: bit.ly/2wG0Glo “The content in this video is accurate as of the posting date. Some of the offers may no longer be available.” Advertiser Disclosure: This site is part of an affiliate sa...
Terrible Tik Tok Credit And Finance Advice PART 2
Переглядів 7 тис.21 день тому
Check out Melio: go.melio.com/benh iOS users get the Meilo app ($100 card fees waived): go.melio.com/benhoffer Click "show more" for ad disclosure 🏠 Stay at my cabin: bit.ly/4aF2k7U Credit Shifu Wallets: bit.ly/2wG0Glo “The content in this video is accurate as of the posting date. Some of the offers may no longer be available.” Advertiser Disclosure: This site is part of an affiliate sales netw...
Earn 16X Bilt Points Per $ + 90k BONUS On Sapphire Preferred
Переглядів 9 тис.28 днів тому
💳 Learn more on the Bilt Card: bilt-rewards.sjv.io/3eX14M 💳 My Credit Card Guide: bit.ly/3V2AQCk Click "show more" for ad disclosure 🏠 Stay at my cabin: bit.ly/4aF2k7U Credit Shifu Wallets: bit.ly/2wG0Glo View Bilt card terms here: www.biltrewards.com/terms/rewards-and-benefits Point earning on rent limited to 100,000 points per year. “The content in this video is accurate as of the posting dat...
HUGE New BONUSES on These Hotel Cards + Bilt Dining Expands
Переглядів 12 тис.Місяць тому
HUGE New BONUSES on These Hotel Cards Bilt Dining Expands
NEW Massive Bonuses on THESE Credit Cards + MS Amex Platinum 125K
Переглядів 12 тис.Місяць тому
NEW Massive Bonuses on THESE Credit Cards MS Amex Platinum 125K
What’s In My Wallet Spring 2024 HUGE REWARDS
Переглядів 9 тис.Місяць тому
What’s In My Wallet Spring 2024 HUGE REWARDS
Citi Strata Premier VS Chase Sapphire Preferred
Переглядів 14 тис.Місяць тому
Citi Strata Premier VS Chase Sapphire Preferred
Visa Changing Credit Cards as we Know Them With THIS Update
Переглядів 22 тис.Місяць тому
Visa Changing Credit Cards as we Know Them With THIS Update
How to Use Marriott Free Nights - My Strategy
Переглядів 8 тис.Місяць тому
How to Use Marriott Free Nights - My Strategy
NEW Citi Strata Card CONFIRMED + New Bilt Transfer Partner
Переглядів 14 тис.Місяць тому
NEW Citi Strata Card CONFIRMED New Bilt Transfer Partner
How to Earn 15 Amex Points Per Dollar - Act Fast
Переглядів 9 тис.Місяць тому
How to Earn 15 Amex Points Per Dollar - Act Fast
MaxRewards, The BEST Credit Card Tracking Software? - FULL REVIEW
Переглядів 4,1 тис.Місяць тому
MaxRewards, The BEST Credit Card Tracking Software? - FULL REVIEW
Is The Chase Sapphire Preferred Still Worth it in 2024?
Переглядів 19 тис.Місяць тому
Is The Chase Sapphire Preferred Still Worth it in 2024?
New HUGE Credit Card BONUSES Live NOW! Act quick….
Переглядів 3,7 тис.Місяць тому
New HUGE Credit Card BONUSES Live NOW! Act quick….
HUGE BONUS On Sapphire Cards LIVE NOW + Last Chance for 175k
Переглядів 9 тис.Місяць тому
HUGE BONUS On Sapphire Cards LIVE NOW Last Chance for 175k
How to Pay Off Your Mortgage Early - 4 FAST Methods
Переглядів 5 тис.Місяць тому
How to Pay Off Your Mortgage Early - 4 FAST Methods
Best Credit Cards For a BONUS on ALL SPEND in 2024
Переглядів 14 тис.2 місяці тому
Best Credit Cards For a BONUS on ALL SPEND in 2024
The BEST Order To Apply for Credit Cards in For MAX VALUE
Переглядів 16 тис.2 місяці тому
The BEST Order To Apply for Credit Cards in For MAX VALUE
Is Amex About to RUIN a Load More Cards?
Переглядів 30 тис.2 місяці тому
Is Amex About to RUIN a Load More Cards?
The 150,000 point bonus for the Amex gold business card has been around for a while. I applied and received it in March.
Love the breakdown of both sides! Loved your logic and use of numbers and actual data.
If you’ve already had that card before and that pops up when you make a booking, can you still apply for it and get approved?
With the Bilt card at silver status, would you still transfer bilt points over to Alaska Airlines?
What recommendations do you have for getting referrals? Have 10 cards and no luck on giving having people use my referrals
Any news or update on the rumored increased welcome bonus on the Chase Ink Business Preferred card? Thanks
If it helps anyone, I just applied to the United Explorer card. On my United account I had a targeted bonus of 65k . Then 5k more if I added an authorized user ($0). Added my wife so in total I got a 70k offer. Might want to make or check your United accounts
What your saying is great in a perfect world!What you're not saying is that the dollar is going to be worthless, and the economy will collapse. So invest in tangible goods to make life easier!
Such valuable information. CreditShifu done done it again!
I tried the booking on delta and got a $250 credit/40,000 mile offer 😒
If you have authorized users will their cards show up ??
I recently requested that I get the new design United club card I want to point out that the new card feels a lot heavier and more resistant to bending similar to sapphire reserve
first
and last lol
nope
DOC Article on the Amex Gold 150k Bonus: bit.ly/4czGaEw
Still getting free pizza at planet fitness? I cancel my subscription in 2013
isn't a mortgage compound interest also???
No, with a mortgage you pay all the interest due every month, so there is no opportunity for interest to accumulate in the account and start compounding. Mortgage is "simple interest"
@@TheCreditShifu but you pay interest on the principal over and over again and end up paying more interest than the peuncipal over a 30 year mortgage. If you dont pay the minimum, it compunds, right?
@@patdogs no, compounding means you pay interest on the interest or earn interest on the interest. So with a mortgage that doesnt happen because you pay all the interest that has accumulated that month. Maybe if you are behind on your payments it can.
@@TheCreditShifu as far as i understand it, thats not what compounsing means... it means interest is accumulated on the total amount owing or saved inclusing the interest. Simple interest would be paying 10% once on the total amount. The interest on a mortgage is still compounding becauae you are paying X%pa including on any interest charged and not paid.
What youre saying Is like this.... i put 10k in a savings account and kept withdrawing the interest, so it isnt a compounding interest account
I guess the hackers will also be studying along to see how they can continue their stealing 😅
Make no sense to say you don’t have spending limits ! It’s like they are fixing it so you spend to build up a spend limit
This video is from years ago, not accurate info now
I just finished paying my rental property, now with that cash flow I am paying extra 2k on my primary home and I should be mortgage free in 4 years
Hey Ben , really nice video ! I was wondering if I could help you with more Quality Editing in your videos , make a highly engaging Thumbnail and also help you with the overall youtube strategy and growth to grow your channel ! Pls let me know what do you think ?
It does work. I have a lightbulb connected to a solar panel. Free electricity. Keep it up, the cc company will yank the card back so fast your head will spin. 😂😂😂
I wonder if i can get another Ink Preferred for the same business?
5:31 airport lounge what?😅 Thanks for the video
So do you just have to sign up for the card before July to be eligible or do you have to spend the amount needed for the bonus before July?
Sign up
Recently started following your content and you’re super knowledgeable on credit cards. I travel at least once a month to see my daughter in NY. Over the years I’ve only used my NavyFed platinum card. I’ve used this card for the past 5yrs and I have no points/miles whatsoever. I seriously need to get a better card/cards. I’m not loyal to any airline or hotel. Any suggestions?
Cell Phone WF Autograph 3X with insurance
welp
They don’t have my card and bank. 😭
The IRS would like to talk with him
I have the Ritz Carlton card and bought TSA Precheck. They did not credit me because the customer service person read the perk as only for Global Entry. I may buy GE at some point
No, nobody wants to save thousands in interest payments. Let all pay just the interest only option. Get a grip! Obviously, pay the house off as fast as you can! Stupid question!!
Currently hold 5 capital one cards, please stop saying there is a 2 card limit. That is absolutely false. Call capital one, they’ll tell you it’s not true. I normally love your videos but I’m quite tired of you not taking the 2 minutes to look into capital one policy.
I'm not putting $100 Grand in a standard bank account just to get a miniscule bump in credit card reward points. BoA is trash to begin with, and they don't do HYSAs. That is a dredge-tier credit card. *Pass* !
I have the C1 Quicksilver (7k), Venture 1 (5k), Savor One (10k), and the Venture X (40k)
Hard to hear with the music!
Have 12 cards in my setup but these 2 are the backbone for sure.
I am from india.. i have sbi cashback card flat 5% cashback on all online payments… purchase giftcard from 3rd party and saving average around 8-10% almost all categories
Mortgage won’t happen. WFG is already losing a lot of money on rent.
Sad face from Hawaii
Will #6 add another card to your credit score?
Thanks for the video. I have the capital, one setup and also the American Express set up. The capital, one setup is a no-brainer. (No annual fee ). The american express because our home airport has a centurion lounge. And my wife and I fly about eight times a year.
Noooopppe. Incorrect. If you have a 4.5% mortgage and make 8% ROI in the market, you GROSS 3.5%. What people who follow this strategy always fail to take into account are 2 things: 1.) taxes! You have to pay taxes on those market gains. So whether you pay them at the end of the year (say in the case of dividends) or in 30myears when you sell and reap the profits, you’re still paying taxes. So that 3.5% gross return is in the low 2% range. That’s not even beating inflation. 2.) the tiktok video by John (whose wrong on a lot of stuff he posts btw) fails to show you is, if you’re making that $415k in ROI from $500/mo investing over 24 years…YOURE STILL PAYONG INTEREST ON THE MORTGAGE OVER THAT 24 YEARS!!! the $84K in savings is the interest not paid on the last 6 years of the 30 yr fixed mortgage. Bc of the way amoritization works, we know that over the first 24 years the homeowner has paid WAY more than $84k in those 2.5 decades. Subtract the taxes and that $415k is going to be whittled down to not enough profit for most people to be comfortable with risking a paid off home vs a couple thousand dollars profit. Bonus: he’s paying right at $1k/mo in interest and principal. With a paid off home you’ve now been able to have a $1k/mo tax free raise to your budget. Over those 6 years that’s $72k one has to invest. Which at 8% now totals just under $92k.
I have three and they just sent me a pre approval for another venture card
I currently hold the no AF duo. savor one and venture one.
I stayed down there about 4 or 5 rooms to the right when you walk into the room where the scottish rocks are from the ancient times and i atw at lorenzos for dinner and the cafe for breakfeast also had moongate the show was amazing i ate the chicken and beef i loved the deserts to. Very amazing hotel love the work from them 😮 👍
I got the 100,000 point offer a while ago and am still loving it. Now, I am off to Mcdonald's!
No thanks. The $300 travel credit and the 10k miles have to be used in Capital One's travel website. There are more options and better customer service when you book airlines and hotels directly with the brand. Not to mention your loyalty program benefits.
The 10k points can be transferred to travel partners like any other points in your account.
Just ew…
Dell lets you split on two credit cards, so bought nice headphones for $250, Charged $200 to the Business Platinum and $50 to Blue Business Plus for 2x, intead of 1x on Platinum Business. Win Win.
AT&T lets you charge $10 to account regardless of balance. So kept my AT&T bill on Gold Business and get 4x MR and should get the $10 off with the platinum. Win Win